ASSSA Health

WHY PRIVATE HEALTH INSURANCE IN SPAIN?

Overall, the Spanish National Health Service is probably better than that available in the U.K, but has certainly come under mounting pressure in recent years due to the high level of immigration. Coupled with the increasingly severe economic conditions being experienced worldwide, this has led to deep cutbacks in investment and an increasing reliance on the private sector for the building of new facilities. Similarly, low wages have led to acute staff shortages in many areas, creating longer waiting lists and even cancellations of proposed procedures. The language barrier is a problem for many patients, and considerations such as privacy can be an added burden in an already stressful situation. At a time when speed of diagnosis and treatment can often be so vital, Private Healthcare places member clients outside the limiting effects of strained public resources and provides the means to minimise or even avoid the other potential problems altogether.

WHY ASSSA?

It is a sad fact but some salespeople claim their schemes include all kinds of benefits when this is not the case, so do understand that verbal assurances have no meaning unless confirmed in writing by the provider company: it is therefore critically important to check very carefully that the cover you think you have is fully-described and set out within the Policy Document, and in your own language. There are three vital benefits that ASSSA provides for its clients in comparison to other private healthcare companies:

1. GUARANTEED FOR LIFE

This means that from the day you join ASSSA, you are guaranteed that the policy will never be cancelled due to critical illness, chronic conditions or age. This is a unique benefit and is written into the policy document, thus taking precedence in Spanish law over any verbal assurance that might be given by another company's representative.

2. THE AGE YOU JOIN IS THE AGE YOU STAYASSSA will only ever increase premiums by the annual inflation rate as set by the Spanish Government, with a 100% guarantee of no age related supplementary charges.

3. PRIMARY CARE

ASSSA's cover of the costs of G.P's, consultants, diagnostics, scans etc is very generous compared with other companies, and remember there is no question of having to pay yourself and reclaim later. Their aim, and indeed ours, is to find you the medical care you need, when you need it, where possible in your own language and promptly

Jennifer Cunningham y Asociados has a full-time bilingual administrator based in our head office who works solely for the benefit of our ASSSA clients, and this coupled with ASSSA’s own offices along the coast emphasises that we dedicate ourselves to a complete after sales service with continuing customer support: our relationship with our clients does not end with the setting up of the healthcare plan, it begins.

Our health is the most precious gift we have, and the one which we tend most often to take for granted - until it’s gone. You are right to have some concerns about future healthcare provision within the Spanish national system and we recognize this: our highly experienced specialist advisor Malcolm Soll is available for personal, no-obligation consultations, to answer all your questions and detail all the benefits - simply call us and we will arrange an appointment.

The products we offer cover a wide range of professions and categories not only for the employed but others as well.

Jennifer Cunningham y Asociados SL. Insurance in Spain made simple.