I realize that many English people find it extremely difficult to talk about their own death and that of their loved ones. Whilst living in Spain, many are experiencing funerals of friends and family and quickly understand why a funeral plan is vital. The extra unnecessary stress that it places on the family is very unpleasant, just having to find approximately four thousand Euros immediately is daunting.
In the UK the majority of deaths occur in a safe environment, for example, a hospital. This means all or most of the arrangements will be carried out by the hospital management, taking personal wishes into consideration. This obviously takes away a certain amount of the stress in having to organize all the funeral arrangements, death certificate registration and payment. At least in your home country you have no problem with the language, whilst in Spain you probably will.