Car Insurance for Expats in Spain
Living abroad brings enough challenges—car insurance for expats in Spain shouldn’t be one of them. At Jennifer Cunningham Insurance, we specialise in serving the expat community. That’s why we partner with Generali Seguros, one of Spain’s most trusted insurers, to offer comprehensive, affordable policies with flexible terms.
Key Benefits of our Car Insurance
- Any Driver Cover: Anyone over 25 with 2+ years’ driving experience is covered.
- Full Breakdown Assistance: Includes home start.
- Replacement Vehicle: Up to 45 days for fire/theft, 35 days after an accident.
- Windscreen Cover: No excess.
- Extended Breakdown Cover: If your car is in the garage for over 7 days, a replacement vehicle is provided from day 8.
We pride ourselves on personal service. Our bilingual claims and renewals teams are always just a call or email away to assist you—year after year.
Be Prepared in Case of an Accident
If you’re involved in an accident, complete and sign an accident report form with the other party at the scene. This simple step speeds up the claims process. Forms are available at all our offices.
Total Loss? You’re Protected
We offer outstanding compensation in case of total loss:
- Up to 100% of the original value, depending on age.
- For vehicles over four years old: Market value + 30%, with no excess deducted.
UK-Registered Vehicles in Spain
We can insure UK-plated vehicles in Spain (subject to conditions):
- Vehicle value and home insurance requirement.
- Limit of two UK-registered cars per client.
- Vehicle must be in Spain when the policy begins.
We also provide temporary cover for visiting young drivers using a family member’s car.
Temporary Cover While Re-Registering
Transferring plates from the UK, EU, Canada, or the USA? We offer 3-month policies to keep you road-legal during the re-registration process.
Classic Car Insurance
Members of Classic Car Clubs can access fully comprehensive policies that include:
- European coverage with roadside assistance and home recovery.
- Full valuation with photo documentation.
- Cover for both UK and Spanish-registered classics.
Motorcycle Insurance
We offer customised motorcycle insurance for Spanish and UK-plated bikes, with flexible cover to suit your riding needs.
Drive with confidence – we’ll handle the rest.
