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Why Choosing the Right Home Insurance in Spain Matters

Home Insurance In Spain

Why Choosing the Right Home Insurance in Spain Matters

Don’t Settle for Standard Policies

Many house insurance policies in Spain provide only basic coverage, which may leave you vulnerable when it comes time to file a claim. It’s important to:

  • Ask the right questions

  • Review the small print

  • Tailor your policy to match your unique circumstances

Taking time to assess your needs ensures you aren’t underinsured or missing essential coverage.

Key Features of Spanish Home Insurance

Understanding Contents vs Buildings Cover

One important difference with home insurance in Spain is that kitchens are considered contents, not part of the building structure. This can significantly affect the level of contents cover you choose, so it’s important to calculate this amount carefully.

Optional Add-ons for Greater Protection

With Generali’s flexible plans, you can enhance your policy with valuable optional guarantees, including:

  • Accidental damage cover for everyday mishaps like breakages and spills

  • Dangerous dog liability insurance

  • Public liability for mobility scooters and vehicles

  • Electric vehicle charger cover

  • Protection against illegal occupation and administrative issues for unoccupied second homes

  • Unpaid rent cover for landlords

  • Extra protection for valuable jewellery and personal items in the event of theft with violence

Stay One Step Ahead With Policy Reviews

At Jennifer Cunningham Insurance, we don’t just sell policies — we actively manage them. Our expert team reviews your home insurance annually and will contact you if we believe your cover should be increased or adjusted.

We also provide a dedicated claims service to guide you through the process should you ever need to make a claim — because discovering your policy is lacking after an incident is too late.

Why Trust Jennifer Cunningham for Home Insurance in Spain?

With decades of experience helping expatriates and residents navigate the Spanish insurance market, our team understands the challenges and provides:

  • Expert, personalised advice

  • Fluent English-speaking support

  • Competitive quotes from Generali and other trusted providers

  • Continued service and annual policy reviews

Get a Free Home Insurance Quote in Spain

Whether you’re insuring a villa, apartment, or rental property, Jennifer Cunningham Insurance is here to help you find the right home insurance in Spain.

Contact us for a quotation:

Contact Us

For more information or a quotation Call us on : 966 461 690

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